Now offering up to 4.00% p.a. interest on savings accounts.
Learn more about itInfo@ucassettrust.com
Updates:
💡 Smart Banking Starts Here
Choose the right account to manage, save, or grow your money with confidence.
Savings Account
A secure place to grow your money while keeping it accessible.
Interest Rate: Up to 4.50% APY with a high-yield account
Current Account (Checking)
For everyday banking — pay bills, shop, and transfer funds with ease.
Interest Rate: Typically 0% – 1.00% APY (varies by balance and activity)
Fixed Deposit Account (Certificate of Deposit)
Lock in your funds for a higher return over a fixed period.
Interest Rate: Up to 5.25% APY on a 12-month term
Foreign Currency Account
Bank in multiple currencies with ease
Whether you’re a frequent traveler, an expat, or manage cross-border business, our Foreign Currency Account lets you hold and transact in major global currencies. Enjoy seamless currency conversion and international transfers, all from one place.
- Hold balances in USD, EUR, GBP & more
- Competitive exchange rates with low conversion fees
- Ideal for travelers, freelancers, and global businesses
- Send and receive international payments with ease
- Protected by international banking regulations
Student Banking
Financial freedom starts here
Our Student Banking program is designed for young adults pursuing education. Enjoy zero-fee accounts, easy mobile banking, and access to budgeting tools to build healthy financial habits early.
- No minimum balance required
- Free debit card with daily spend limits
- Mobile banking with budgeting features
- Instant alerts and transaction summaries
- Option to upgrade after graduation
Tax Saver Deposit
Earn while you save on taxes
Make the most of your savings with our Tax Saver Fixed Deposit. Lock in a competitive interest rate and enjoy tax deductions under applicable laws. It’s the smarter way to grow your money while reducing your tax burden.
- Fixed 5-year lock-in period
- Attractive interest rates (e.g. 6.5% p.a.)
- Eligible for tax deductions under Section 80C*
- Capital-safe investment with guaranteed returns
- Available to both individuals and joint account holders
Getting Started with Your Account
We’re committed to making banking simple, secure, and seamless.
Step 01
Connect with a Bank Representative
Get personalized guidance on choosing the right account type and features based on your needs.
Step 02
Submit Required Documents
Provide valid ID, proof of address, and any other documents needed for regulatory compliance.
Step 03
Complete KYC Verification
Your identity and documentation will be verified to meet Know Your Customer (KYC) standards.
Step 04
Activate and Start Saving
Once approved, your account is activated. You can deposit funds, access online banking, and start managing your money with ease.
Create Your Account Quickly and Securely
Achieve your financial goals faster with smart, secure, and simple banking tools.
Available for Android and IOS.
Frequently Asked Questions
Find quick answers to the most common questions about our banking services.
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What is the minimum balance required?
Most accounts require a minimum daily balance of $100. However, our Student and Basic Savings Accounts have no minimum balance requirement.
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How long does it take to open an account?
Account opening typically takes less than 5 minutes online, provided all documents are submitted correctly and pass verification.
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What documents do I need to open an account?
You’ll need a government-issued photo ID, proof of address (like a utility bill or bank statement), and a recent passport-sized photo.
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Is online banking available for all accounts?
Yes. UCBANK accounts come with secure online and mobile banking access to manage your funds anytime, anywhere.
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Are my funds insured?
Yes. All deposits are insured up to the applicable limit by the Federal Deposit Insurance Corporation (FDIC) or equivalent national deposit insurance scheme.
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