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Updates:

Now offering up to 4.00% p.a. interest on savings accounts.

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Low Interest Cards

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Low Interest Cards

Low Interest Credit Cards are designed for those who carry a balance and want to reduce the cost of borrowing. Whether you’re managing ongoing expenses or planning a large purchase, these cards help you save with reduced interest rates and practical features. Ideal for long-term affordability, they offer financial flexibility without the heavy burden of high fees.

  • Welcome Offer

    Get a low introductory interest rate for the first 6 months.

  • Spend-Based Fee Waiver

    Annual fee waived on reaching minimum yearly spending.

  • Balance Transfer Facility

    Transfer outstanding balances from other cards at a lower interest rate.

Features

Enjoy smart credit with practical benefits that reduce your borrowing costs over time. Low Interest Cards are designed for responsible spending, offering competitive interest rates, simplified balance transfer options, and fewer charges on outstanding balances. Ideal for those who tend to carry monthly balances or want to consolidate debt, these cards help you manage your finances more efficiently and minimize interest payments without compromising on essential features.

Reduced Interest Rates

Lower ongoing interest makes this card ideal for carrying a balance.

Grace Period on Purchases

Extended grace periods to help you plan your payments better.

EMI Conversion Options

Easily convert large purchases into manageable monthly installments.

No Annual Fee Options

Some variants come with no or minimal annual charges.

  • Credit Card Eligibility Criteria

    Before applying for a credit card, ensure you meet the following requirements:

    • Minimum Age: You must be at least 18 years old.
    • Bank Account Requirement: Applicants must hold an active account with our bank.
    • Location: Availability may vary based on your place of residence.
    • Documentation: Valid ID, address proof, and income documents will be needed during the application.
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