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U C B A N K

Updates:

Now offering up to 4.00% p.a. interest on savings accounts.

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Know About

Our Business Credit Cards

UCBANK's business credit cards are tailored to support your company’s growth. Whether you're managing everyday expenses or expanding operations, our cards give you the control and flexibility you need to thrive.

Enjoy simplified financial management, competitive rewards, and robust security — all in one powerful tool.

From streamlined purchasing to detailed reporting and employee card options, our business cards are built with your success in mind.

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  • Welcome Bonus

    Get a generous cashback or points bonus when you spend a set amount within the first few months — a great head start for your business expenses.

  • Smart Expense Management

    Track, categorize, and manage employee spending with detailed monthly statements and real-time transaction alerts.

  • Fuel Surcharge Waiver

    Save on business travel with fuel surcharge waivers at major fuel stations nationwide — no hidden fees.

Features

Our business banking solutions are designed to give you flexibility, transparency, and control — whether you’re managing daily operations or planning long-term growth.

Seamless Expense Management

Track and categorize business expenses with detailed monthly statements and real-time insights.

Customizable Spending Limits

Assign cards to team members with preset limits to control company spending effortlessly.

Automated Reconciliation Tools

Sync your account with accounting platforms like QuickBooks or Xero for efficient bookkeeping.

Priority Customer Support

Access a dedicated support line for faster assistance on all your business banking needs.

  • Credit Card Eligibility Criteria

    Before applying for a credit card, ensure you meet the following requirements:

    • Minimum Age: You must be at least 18 years old.
    • Bank Account Requirement: Applicants must hold an active account with our bank.
    • Location: Availability may vary based on your place of residence.
    • Documentation: Valid ID, address proof, and income documents will be needed during the application.