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U C B A N K

Updates:

Now offering up to 4.00% p.a. interest on savings accounts.

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Know About

Cashback Credit Cards

Spend smarter and save instantly. Our Cashback Credit Cards are ideal for everyday use — putting money back in your pocket every time you swipe. From groceries and fuel to dining and digital subscriptions, earn cashback automatically on the purchases that matter most.

No points, no gimmicks — just real savings.

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  • Daily Use Rewards

    Earn 1.5%–5% cashback on categories like groceries, dining, fuel, and online shopping.

  • No Hidden Charges

    Enjoy transparent billing with no surprise fees — plus, no annual fee on meeting minimum spend thresholds.

  • Easy EMI Options

    Convert large purchases into easy monthly installments with competitive interest rates.

Features

Cashback Cards are built to help you save effortlessly while enjoying convenience and peace of mind:

Automatic Cashback Credits

Cashback is directly credited to your card account every billing cycle — no tracking or claiming needed.

Real-Time Transaction Alerts

Stay in control with instant SMS/email alerts for every card transaction.

Fuel Surcharge Waiver

Save on every refuel with full or partial waiver on fuel surcharge at partnered stations.

24/7 Fraud Protection

Advanced security features ensure your card is protected against unauthorized use, online or offline.

  • Credit Card Eligibility Criteria

    Before applying for a credit card, ensure you meet the following requirements:

    • Minimum Age: You must be at least 18 years old.
    • Bank Account Requirement: Applicants must hold an active account with our bank.
    • Location: Availability may vary based on your place of residence.
    • Documentation: Valid ID, address proof, and income documents will be needed during the application.