Now offering up to 4.00% p.a. interest on savings accounts.
Learn more about itInfo@ucassettrust.com
Updates:
Simplify Personal & Business Banking
Manage your transactions with speed, flexibility, and total control.
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Quick and hassle free
account setup -
Enjoy exclusive business
offers and benefits -
Earn valuable reward points
on eligible transactions -
Earn valuable reward points
on eligible transactions
Why Choose
A UC Bank Current Account?
A Current Account from UC Bank is designed to support your day-to-day business or high-volume personal transactions. With no monthly interest but maximum liquidity, it’s ideal for entrepreneurs, freelancers, and enterprises alike.
From easy fund transfers to unlimited withdrawals and premium service support, this account puts your financial operations first — so you can focus on what matters most: growth.
Empower Your Business
With UC Bank
Track. Manage. Grow.
Stay on top of your business performance with real-time banking insights and tools.
Customer Growth
%
Year of 2024
New Current Accounts Opened: 12,450+
At UC Bank, we’re committed to helping businesses scale with smarter banking solutions tailored to your needs.
Why Choose a UC Bank Current Account?
Empowering entrepreneurs, professionals, and businesses with smarter everyday banking.
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Overdraft Facility
Get access to short-term credit when you need it, subject to eligibility and approval.
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24/7 Internet & Mobile Banking
Manage your account, payments, and transfers anytime, anywhere.
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Dedicated Relationship Manager
Personalized support for all your business banking needs.
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Unlimited Transactions
Enjoy seamless access with no cap on withdrawals or deposits across branches and digital platforms.
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Free Cheque Book & Debit Card
Available complimentary business cheque books and international debit cards for easy payments.
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Free Monthly Statements
Receive detailed account summaries to help manage cash flow and expenses efficiently.
Eligibility to
Open a Current Account
Who can apply for a UC Bank Current Account?
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1
Individuals & Entities
- Resident individuals
- Sole proprietors
- Partnerships
- Private and public limited companies
- Trusts, associations, and societies
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2
Age Requirement
- Applicants must be 18 years or older
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3
Valid Documentation
- Identity and address proof (per KYC norms)
- Business registration documents (where applicable)
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4
Initial Deposit
- Minimum opening balance requirements vary by account type
Account Charges & Features
Your UC Bank Current Account is designed for flexibility, offering business-ready features and everyday convenience.
Debit Card Features |
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Credit Card |
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Note: Credit card eligibility depends on credit assessment and account history.
Frequently Asked Questions
Find quick answers to the most common questions about our banking services.
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What is the minimum balance required?
Most accounts require a minimum daily balance of $100. However, our Student and Basic Savings Accounts have no minimum balance requirement.
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How long does it take to open an account?
Account opening typically takes less than 5 minutes online, provided all documents are submitted correctly and pass verification.
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What documents do I need to open an account?
You’ll need a government-issued photo ID, proof of address (like a utility bill or bank statement), and a recent passport-sized photo.
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Is online banking available for all accounts?
Yes. UCBANK accounts come with secure online and mobile banking access to manage your funds anytime, anywhere.
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Are my funds insured?
Yes. All deposits are insured up to the applicable limit by the Federal Deposit Insurance Corporation (FDIC) or equivalent national deposit insurance scheme.
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