Now offering up to 4.00% p.a. interest on savings accounts.
Learn more about itInfo@ucassettrust.com
Updates:
Apply for a Secured
Credit Card Online
- Build or repair your credit with confidence — backed by a security deposit.
Why Choose a
Secured Cards
A secured card is designed for individuals who are new to credit or working to improve their credit score. It works like a regular credit card but requires a refundable security deposit. Use it responsibly to build a positive credit history over time.
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Zero Liability on Unauthorized Transactions
You’re protected from fraud if your card is lost or stolen.
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Automatic Bill Pay Options
Set up recurring payments to stay on top of your bills without missing a due date.
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Mobile & Online Access
Easily manage your account, check balances, and make payments from anywhere.
Features
Secured credit cards come with practical features tailored to help you stay in control of your spending while building credit.
Upgrade Eligibility
With responsible use, you may be eligible to upgrade to an unsecured card.
Free Credit Monitoring
Track your credit score and progress with complimentary credit report access.
Credit Limit Based on Deposit
Your spending limit is typically equal to the amount of your security deposit.
Monthly Reporting to Credit Bureaus
Every payment you make is reported to major credit bureaus to help grow your credit profile.
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Credit Card Eligibility Criteria
Before applying for a credit card, ensure you meet the following requirements:
- Minimum Age: You must be at least 18 years old.
- Bank Account Requirement: Applicants must hold an active account with our bank.
- Location: Availability may vary based on your place of residence.
- Documentation: Valid ID, address proof, and income documents will be needed during the application.