Now offering up to 4.00% p.a. interest on savings accounts.
Learn more about itInfo@ucassettrust.com
Updates:
Save Smarter. Bank Freely.
Your savings should work for you — not sit idle. Our Savings Account offers more than just a place to store your money. It’s built to help you earn interest, stay in control, and reach your goals faster.
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Fast & Easy Setup
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Advanced Security
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24/7 Mobile Access
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Loyalty Benefits
Why Choose
Our Savings Account?
A good savings account should be flexible, reliable, and rewarding. With competitive interest rates, no minimum balance requirement*, and the freedom to access your money anytime, you’ll have what you need to save with confidence.
*Minimum balance rules may vary depending on the account tier. Learn more in our terms and conditions.
Reach Your Savings
Goals With Confidence
Year of
2024
%
of our customers increased their savings by at least 10%.
What You Get With a UCBANK Savings Account
We’ve designed our savings account to go beyond just storing money. It’s built for real goals, real growth, and real-life needs.
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Real Interest Earnings
Earn 4.25% p.a.* on your daily balance — no gimmicks, just solid returns.
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Smart Spending Insights
Get monthly reports that break down your spending and show you how to save more.
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Unlimited Free Transfers
Move money between UCBANK accounts without fees or transfer limits.
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Emergency Access Feature
Temporarily unlock fixed deposits or savings restrictions in urgent situations, no penalty.
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Global ATM Reach
Withdraw cash at over 1 million ATMs worldwide with your UCBANK debit card.
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Personalized Alerts
Customize notifications for low balance, large transactions, or budget goals, right from your phone.
Banking Tariffs & Interest Overview
Your savings should work as hard as you do. With UC Bank, your money earns interest while giving you access to reliable banking tools.
Savings Account
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Balance Tier
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Interest Rate (p.a.)
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UC Bank Debit Card
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UC Bank Credit Card |
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Frequently Asked Questions
Find quick answers to the most common questions about our banking services.
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What is the minimum balance required?
Most accounts require a minimum daily balance of $100. However, our Student and Basic Savings Accounts have no minimum balance requirement.
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How long does it take to open an account?
Account opening typically takes less than 5 minutes online, provided all documents are submitted correctly and pass verification.
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What documents do I need to open an account?
You’ll need a government-issued photo ID, proof of address (like a utility bill or bank statement), and a recent passport-sized photo.
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Is online banking available for all accounts?
Yes. UCBANK accounts come with secure online and mobile banking access to manage your funds anytime, anywhere.
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Are my funds insured?
Yes. All deposits are insured up to the applicable limit by the Federal Deposit Insurance Corporation (FDIC) or equivalent national deposit insurance scheme.
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