Now offering up to 4.00% p.a. interest on savings accounts.
Learn more about itInfo@ucassettrust.com
Updates:
Bank Smarter While You Learn
Flexible banking made for students.
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No Minimum
Balance -
Free Debit Card
&&Digital Access -
Exclusive Student &
Perks -
Safe, Smart
& Easy-to-Use
Know About
Savings Account
At UC Bank, we believe every student deserves a smart start to managing
their money. Our Student Account offers convenient digital banking,
zero balance requirements, and tools to help you build strong financial habits, all while focusing on your studies.
Whether you’re handling everyday expenses, receiving allowances, or saving for the future, this account is designed to grow with you. Plus, enjoy added perks like budgeting tools, SMS alerts, and special campus offers.
Track Your Academic
and Financial Progress
Stay on track with your financial goals—your income, your future.
UC Bank Student Dashboard — 2024 Overview
84% of students using UC Bank’s Student Account say it helped them manage their finances better.
We provide real-time account tracking, spending summaries, and downloadable reports to help you stay on top of your goals, both academic and financial.
Why Choose UC Bank’s Student Account?
UC Bank’s Student Account is designed to support your academic journey and financial independence with practical, student-focused features:
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Digital Wallet Integration
Link your account to payment apps for faster purchases, online shopping, and food delivery.
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Instant SMS & Email Alerts
Get real-time notifications for every transaction, helping you stay on top of your spending.
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Zero Minimum Balance
Keep your account active without worrying about maintaining a set balance.
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Free Campus & ATM Transactions
Enjoy unlimited withdrawals at UC Bank ATMs and select university locations nationwide.
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Budgeting Tools & Student Perks
Use built-in budgeting features and unlock exclusive discounts at partnered bookstores, cafés, and tech shops.
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No Annual Debit Card Fee
Your personalized debit card is free, with no hidden charges.
Eligibility to
Open a Student Account
Who can apply for a UC Bank Student Account?
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1
Individuals & Entities
- Must be a Student
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2
Age Requirement
- Applicants must be 18 years or older
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3
Valid Documentation
- Identity and address proof (per KYC norms)
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4
Initial Deposit
- Minimum opening balance requirements vary by account type
Account Interest & Charges
Your salary, your benefits. No hidden surprises.
Account Interest Rates
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Balance Range
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Interest Rate
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Debit Card Features |
Feature
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Details
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Frequently Asked Questions
Find quick answers to the most common questions about our banking services.
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What is the minimum balance required?
Most accounts require a minimum daily balance of $100. However, our Student and Basic Savings Accounts have no minimum balance requirement.
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How long does it take to open an account?
Account opening typically takes less than 5 minutes online, provided all documents are submitted correctly and pass verification.
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What documents do I need to open an account?
You’ll need a government-issued photo ID, proof of address (like a utility bill or bank statement), and a recent passport-sized photo.
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Is online banking available for all accounts?
Yes. UCBANK accounts come with secure online and mobile banking access to manage your funds anytime, anywhere.
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Are my funds insured?
Yes. All deposits are insured up to the applicable limit by the Federal Deposit Insurance Corporation (FDIC) or equivalent national deposit insurance scheme.
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