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U C B A N K

Updates:

Now offering up to 4.00% p.a. interest on savings accounts.

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Know About

Rewards Cards

Reward yourself every time you spend. Our Rewards Credit Cards are designed for those who want more from their everyday purchases — with points earned on transactions, access to exclusive offers, and travel perks that go the distance.

Whether you’re shopping, dining, or traveling, your card turns spending into valuable rewards.

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  • Flexible Redemption

    Redeem your points for flights, merchandise, gift cards, or cashback — the choice is yours.

  • Accelerated Rewards

    Earn up to 3x reward points on dining, fuel, groceries, and online purchases.

  • Airport Lounge Access

    Complimentary access to select domestic and international airport lounges.

Features

Our Rewards Credit Cards are designed with convenience, security, and value in mind. Enjoy a seamless banking experience with the following built-in benefits:

Global Card Acceptance

Use your card confidently at millions of merchants and ATMs worldwide, wherever Visa or Mastercard is accepted.

Real-Time Spending Alerts

Get instant SMS and email notifications for all transactions to help monitor your spending and detect fraud quickly.

Smart Account Management

Easily track rewards, view statements, and manage your card through our secure mobile banking app.

Contactless Payment

Tap and pay securely at any POS terminal without entering a PIN for transactions under a set limit.

  • Credit Card Eligibility Criteria

    Before applying for a credit card, ensure you meet the following requirements:

    • Minimum Age: You must be at least 18 years old.
    • Bank Account Requirement: Applicants must hold an active account with our bank.
    • Location: Availability may vary based on your place of residence.
    • Documentation: Valid ID, address proof, and income documents will be needed during the application.