Now offering up to 4.00% p.a. interest on savings accounts.
Learn more about itInfo@ucassettrust.com
Updates:
Get More From Your Salary
Enjoy seamless access to your funds with a UC Bank Salary Account built for working professionals.
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Zero Balance
Account -
Priority Salary
Credit -
24/7 Mobile
& Online Banking -
Free Debit Card
& ATM Access
Know About
About the Salary Account
The UC Bank Salary Account is a zero-maintenance account designed specifically for salaried individuals. It offers convenient access to your income with added benefits that support your daily financial needs, no hidden charges, just reliable banking.
Enjoy automatic salary credits, bill payments, fund transfers, and attractive offers—all in one place. Whether you’re just starting your career or managing a growing household, this account gives you the tools to stay financially organized.
Achieve More
With Your Salary
Stay on track with your financial goals—your income, your future.
2024 Snapshot
✔ 87% of UC Bank salary account holders reached at least one financial milestone using automated savings, bill pay, or linked investments.
Our account insights and digital tools help you monitor your income, manage spending, and grow your money, all in one place.
Benefits of a UC Bank Salary Account
We make sure your hard work goes further with these valuable features:
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Early Salary Credit
Get your salary up to one day in advance, depending on your employer’s setup.
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Instant Online Services
Transfer funds, pay bills, and manage your money easily through our secure mobile and online platforms.
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Exclusive Employee Offers
Access discounts and cashback deals on lifestyle, shopping, and travel.
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Free Debit Card with Global Access
Make purchases and withdraw cash anywhere, anytime with no annual fee.
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Complimentary Accident Insurance
Enjoy built-in coverage for added financial security at no extra cost.
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Zero Minimum Balance
Maintain your account freely without worrying about penalties.
Eligibility to
Open a Salary Account
Who can apply for a UC Bank Salary Account?
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1
Individuals & Entities
- Resident individuals
- Sole proprietors
- Partnerships
- Private and public limited companies
- Trusts, associations, and societies
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2
Age Requirement
- Applicants must be 18 years or older
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3
Valid Documentation
- Identity and address proof (per KYC norms)
- Business registration documents (where applicable)
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4
Initial Deposit
- Minimum opening balance requirements vary by account type
Account Interest & Charges
Your salary, your benefits. No hidden surprises.
Account Interest Rates
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Balance Range
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Interest Rate
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Debit Card Features |
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Details
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Credit Card
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Frequently Asked Questions
Find quick answers to the most common questions about our banking services.
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What is the minimum balance required?
Most accounts require a minimum daily balance of $100. However, our Student and Basic Savings Accounts have no minimum balance requirement.
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How long does it take to open an account?
Account opening typically takes less than 5 minutes online, provided all documents are submitted correctly and pass verification.
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What documents do I need to open an account?
You’ll need a government-issued photo ID, proof of address (like a utility bill or bank statement), and a recent passport-sized photo.
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Is online banking available for all accounts?
Yes. UCBANK accounts come with secure online and mobile banking access to manage your funds anytime, anywhere.
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Are my funds insured?
Yes. All deposits are insured up to the applicable limit by the Federal Deposit Insurance Corporation (FDIC) or equivalent national deposit insurance scheme.
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