Now offering up to 4.00% p.a. interest on savings accounts.
Learn more about itInfo@ucassettrust.com
Updates:
Banking That Works for You
We’re more than a bank—we’re your financial partner, helping you save smarter, grow stronger, and move forward with confidence.
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01
Fixed Depost
Secure Your Future with Guaranteed Returns
Enjoy competitive interest rates and flexible terms that help you grow your savings with peace of mind.
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02
Current Account
Efficient Banking for Individuals and Businesses
Get seamless access to your funds with unlimited transactions, online tools, and business-ready features.
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03
Investment Solutions
Smart Investment Options to Grow Your Wealth
Explore a range of investment products tailored to your goals—from fixed-income plans to diversified portfolios.
Savings & Fixed Deposits
Build your future with secure savings and competitive interest rates.
* Up to 5.00% interest per annum
Online & Mobile
Equal blame belongs to those who fail their duty through weakness.
* Easy access, anytime, anywhere
Personal Loans
Flexible loan options for your personal goals – education, travel, and more.
* Check latest interest rates and terms
Business Loans & Credit
Empowering businesses with tailored financial solutions and working capital support.
* Competitive rates with fast approval
Corporate Digital Banking
Simplify operations with tools for payroll, bulk payments, and account management.
* Secure, scalable, and user-friendly
Business Savings & Treasury
Grow your reserves with custom treasury management and high-yield savings.
* Interest-earning business accounts
Stay Secure with UCBANK
Protecting your finances with practical safety tips and real-time alerts.
How to shield your debit and credit cards from skimming, cloning, and unauthorized use.
Tips for using the UCBANK mobile app securely on your devices.
Keep your personal information private and learn what to do if it's compromised.
Don’t wait — contact UCBANK immediately if you notice anything unusual.
Stay safe while banking online — use strong passwords and two-factor authentication.
Get notified of trending fraud tactics and learn how to avoid phishing and social engineering.
How to shield your debit and credit cards from skimming, cloning, and unauthorized use.
Tips for using the UCBANK mobile app securely on your devices.
Keep your personal information private and learn what to do if it's compromised.
Don’t wait — contact UCBANK immediately if you notice anything unusual.
Stay safe while banking online — use strong passwords and two-factor authentication.
Get notified of trending fraud tactics and learn how to avoid phishing and social engineering.
How to shield your debit and credit cards from skimming, cloning, and unauthorized use.
Tips for using the UCBANK mobile app securely on your devices.
Emergency Service Requests
List of banking service requests all in one place.
Design a Card
That Reflects You
Your card should match your lifestyle — whether it’s about making a bold impression, showing your personality, or staying sleek and professional, we let you choose how you want to be seen.
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Choose from a range of elegant and bold designs
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Enjoy premium materials and secure chip technology
Get Started with Your Personalized Card Today
Banking Made Simple
Manage your finances with ease — from opening accounts to applying for loans, we’re here to make banking better for you.
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What is the minimum balance required to open an account?
Our standard savings account requires a minimum balance of $50. Some premium accounts may have higher requirements. Please check the account type for exact details.
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What is the current interest rate for savings accounts?
Interest rates vary based on account type and balance tier, but typically range between 1.5% to 3.5% annually. You can view the latest rates on our Interest Rates page.
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When will I receive my account statements?
Statements are sent monthly via email. You can also access them anytime through online or mobile banking.
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Can I access services from any branch?
Yes. With our centralized banking system, you can perform most transactions at any branch nationwide.
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How secure is online and mobile banking?
We use end-to-end encryption, two-factor authentication, and real-time fraud monitoring to keep your accounts safe.
0% Interest Installments
Exclusive Travel & Hotel Deals
Enjoy flexible payment plans with no added interest when you book your next getaway using your card. From flights to five-star stays, we make travel more rewarding.
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Spend
Minimum of $75 to qualify for premium hotel discounts -
Spend
Minimum of $50 for access to partner airline promotions
Cashback on Dining & Entertainment
Enjoy More with Every Swipe
Whether it’s dinner with friends or a night at the movies, your card earns you more. Get instant cashback and exclusive discounts at top restaurants and venues.
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Get
up to 15% cashback at select dining partners -
Avail
buy-one-get-one movie ticket offers every weekend
0% Interest Installments
Exclusive Travel & Hotel Deals
Enjoy flexible payment plans with no added interest when you book your next getaway using your card. From flights to five-star stays, we make travel more rewarding.
-
Spend
Minimum of $75 to qualify for premium hotel discounts -
Spend
Minimum of $50 for access to partner airline promotions
Cashback on Dining & Entertainment
Enjoy More with Every Swipe
Whether it’s dinner with friends or a night at the movies, your card earns you more. Get instant cashback and exclusive discounts at top restaurants and venues.
-
Get
up to 15% cashback at select dining partners -
Avail
buy-one-get-one movie ticket offers every weekend
0% Interest Installments
Exclusive Travel & Hotel Deals
Enjoy flexible payment plans with no added interest when you book your next getaway using your card. From flights to five-star stays, we make travel more rewarding.
-
Spend
Minimum of $75 to qualify for premium hotel discounts -
Spend
Minimum of $50 for access to partner airline promotions
Cashback on Dining & Entertainment
Enjoy More with Every Swipe
Whether it’s dinner with friends or a night at the movies, your card earns you more. Get instant cashback and exclusive discounts at top restaurants and venues.
-
Get
up to 15% cashback at select dining partners -
Avail
buy-one-get-one movie ticket offers every weekend
Plan Smarter, Live Better
Explore our most trusted services — from goal-based savings to flexible lending solutions.
Savings Plans
Tailored to your future goals
Personal Loans
With fast approval
Business Support
For growing entrepreneurs
Digital Tools
Manage it all online
Experience a New Digital World.
Mobile banking application with new & exciting features.